If you work for a major U.S. company, you might have access to surrogacy fertility benefits worth up to $50,000—without even knowing it. Many employers now offer generous fertility coverage through platforms like Carrot, Progyny, Maven Clinic, Kindbody, and WINFertility, which can cover a wide range of family-building services—including gestational surrogacy.
At Ivy Surrogacy, we’ve helped intended parents tap into these benefits to make their dreams of parenthood come true—often with most or all costs reimbursed.
🧬 What Are Carrot, Progyny, and Other Platforms?
These platforms partner with employers to offer inclusive fertility support for employees. Coverage may include:
- IVF, IUI, and egg/sperm freezing
- Donor egg or sperm arrangements
- Surrogacy-related expenses
- Embryo creation and transfer
- Legal, medical, and travel costs
- Adoption services and coordination
PlatformCoversExample EmployersCarrotIVF, egg freezing, surrogacy, adoption, travelSnap, Peloton, StripeProgynyIVF, egg freezing, surrogacy navigationMeta, Accenture, Google (past)Maven ClinicVirtual IVF, surrogacy, coachingAmazon, MicrosoftKindbodyIVF, egg freezing, surrogacyWalmartWINFertilityIVF, surrogacy, pharmacy discountsJohnson & Johnson, PfizerStork ClubIVF, egg donor, surrogacyRho, CAA, smaller startups
✅ Is Surrogacy Covered?
Yes. If your surrogacy arrangement is legal and properly documented, these platforms often cover:
- 🧾 Surrogacy agency fees
- ⚖️ Legal and court costs
- 🧬 Donor egg, sperm, or embryo purchases
- 💊 Surrogate’s pregnancy-related medical costs
- ✈️ Travel related to surrogacy
- 🤝 Legally approved surrogate compensation
Many plans do not require you to work with an “in-network” agency—you can choose your preferred surrogacy provider. Learn more about our surrogacy process for intended parents to see how we guide you step-by-step.
🏢 Which Companies Offer Surrogacy Fertility Benefits?
Many top employers already offer this support, including:
- Apple
- Meta (Facebook/Instagram)
- Amazon
- Salesforce
- Walmart
- Johnson & Johnson
- Bank of America
- Microsoft
These companies use platforms like Carrot, Progyny, or Maven to provide $20,000–$50,000 or more in fertility support per employee. To understand how much surrogacy typically costs, visit our surrogacy cost breakdown.
💬 Why Many Employees Don’t Use These Benefits
Surprisingly, many employees don’t realize:
- Surrogacy is included in their fertility benefit
- They can work with any qualified agency
- Reimbursement works even if the agency is “out-of-network”
- Only basic documentation is required
Our team at Ivy Surrogacy works closely with clients to maximize these unused benefits.
🔁 How to Use Your Benefits for Surrogacy
Most employer-sponsored surrogacy fertility benefits are reimbursed after key milestones are completed. Here’s a simple step-by-step process to help you use your benefit effectively:
- Log in to your HR portal and check whether your plan includes surrogacy benefits through platforms like Carrot, Progyny, or Maven.
- Confirm eligibility based on your role, location, and platform rules.
- Choose your surrogacy agency — you typically don’t need to use an in-network provider.
- Start the process with your agency: match with a surrogate, sign legal contracts, begin screening.
- Collect documentation as you go—itemized invoices, legal agreements, medical paperwork.
- Submit documents to your benefit portal for reimbursement.
At Ivy Surrogacy, we’re here to help you prepare reimbursement-ready documentation and support you every step of the way.
🧾 How Ivy Surrogacy Supports You
We help intended parents get the most from their surrogacy fertility benefits by offering:
- 📄 Reimbursement-ready invoices
- ⚖️ Legal support & documentation
- 🧾 Clear financial breakdowns
- 🧑⚖️ Coordination with Carrot, Progyny, or Maven
- 🌈 Inclusive care for LGBTQ+ and single parents
📌 Don’t Let This Life-Changing Benefit Go Unused
Check your HR portal or benefit handbook for:
- Fertility benefit or family-forming support
- Carrot, Progyny, Maven Clinic, or Kindbody
- Surrogacy reimbursement or fertility fund
If you see these listed, you may already be eligible for up to $50,000 in assistance.
📞 Ready to Begin?
👉 We invite you to contact Ivy Surrogacy for a free consultation—or begin your journey by filling out our Intended Parent Application form. Let’s help you unlock your fertility benefit and start your surrogacy journey with confidence.
🔍 FAQ
❓ Do platforms like Carrot or Progyny really cover surrogacy? Yes. Most employer-sponsored plans include surrogacy-related costs like agency fees, legal contracts, and medical expenses.
❓ How much can I be reimbursed? Many companies offer $20,000 to $50,000 or more for fertility benefits, often covering surrogacy, IVF, or egg donation.
❓ Do I have to use an in-network agency? No. You can choose any reputable agency—including Ivy Surrogacy—as long as documentation is provided.
❓ Which companies offer these benefits? Companies like Apple, Meta, Google, Amazon, and Walmart offer fertility benefits through platforms like Carrot, Progyny, and Maven Clinic.
❓ What documentation do I need for reimbursement? Itemized receipts, legal contracts, birth certificates, and embryo/gamete proof of purchase and transfer are typically required.
